Found 2 blog entries tagged as finance.

Start the year off right at Financial Peace University! Bethel Church in Richland Washington will be holding this 13 week course beginning Monday, January 24 from 6:30-9:30pm. The course costs $100 and covers the cost of all the course materials. Childcare will be available if you have children. If you think you might be interested in attending the course then check out one of the preview sessions before you commit. The preview sessions are January 9 at 4:00pm and January 10 at 7:00pm.

Financial Peace University was created by Dave Ramsey to help families and individuals take care of their debt and learn how to live smarter financially. During the 13 weeks of FPU those in attendance will learn about saving, communicating with your significant other…

7835 Views, 0 Comments

Read Full Post

There's little doubt that we're borrowing more and there's also little doubt that credit is one of the great conveniences of modern life. That said, like Goldilocks, you want to borrow the amount that's just right – and no more. So what's the right level of debt? The loan qualification standards used by mortgage lenders are an important guideline. You can typically get that old standby – the fixed-rate, 30 year mortgage – if no more than 28 percent of your gross monthly income goes for mortgage principal and interest, property taxes and property insurance (PITI). In addition, as much as 36 percent of your gross monthly income can go to regular monthly costs – PITI plus car payments, credit card debt, school costs, etc. In addition, because they have…

1770 Views, 0 Comments

Read Full Post