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Start Your Home Search
After making the decision to buy your own real estate, the initial sense of excitement can be quickly dulled by the daunting task of sifting through the entirety of your local home market. However, there is a simple three-step process that you can use to not only get through the process of starting your home search but give yourself a great chance at finding your dream home.
Find Your Limit
The easiest way to quickly cut through the stock of homes available in your area is to go through the process of pre-qualifying yourself for a loan. A great first step for your home search can be to call a lender and schedule a meeting to go over your current financial situation. After taking down your income level, savings amount, liabilities and other financial information, a lender can offer you pre-qualification on a particular loan amount.
Not only will your pre-qualification amount help you decide on the level of property you can pursue, but it will present you as a more substantial buyer when it comes time to place an offer on a home. By presenting your pre-qualification amount, you can allay the fears of a seller that you will have trouble getting qualified to buy their home. This feature can set your offer apart from others on a home, particularly those for the same purchase price.
Get Some Help
Landing the perfect real estate agent for your transaction can be the difference between a smooth experience and one that will leave you regretting that you ever expressed an interest in buying a home. With your spending limit in mind and a general idea about the area of town you would be interested in, you are well armed to find a real estate agent that specializes in the time of property you’re looking for in the area you’re thinking about.
The best real estate agent is one that will help you through the process and listen to your desires at every step along the way. Don’t be afraid to interview multiple real estate agents to find the one that you get along with and feel comfortable trusting a very important financial transaction to. You will be spending a lot of time with this person, so make sure that you develop a decent working relationship early or you will not have the smooth, fulfilling transaction you’re looking for.
Figure out Your Sticking Points
The odds of finding a home in your price range with each and every thing you could ever want inside are low. However, by developing a list of components you’re hoping for, you can go through a prioritize to give you and your realtor a better idea of what homes to look at it. Any kind of list will save you from some homes that are not right for you but may show up based simply on a sale price search.
The process of figuring out what matters most to you in a home can be a difficult one, but going through it will ultimately save you a lot of stress. Most real estate agents will ask you what you are looking for in a home and a simple verbal answer can sometimes miss components that you would have otherwise caught by spending time to make a list. You will help yourself articulate more accurately what you want and help your realtor more effectively select homes for you to look at.
The prospect of selecting a single home from the scores of properties on the market in your area can seem like a difficult exercise. However, by understanding your spending limit, choosing a great real estate agent and deciding on exactly what you want, you can cut the stress and worry from the process very quickly.
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We respond right away! -Colleen Lane, Realtor®
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